AIA Vitality Insurance
As you take charge of your health by engaging in healthy activities, and improve your AIA Vitality Status, you could enjoy an AIA Vitality Insurance Premium Discount of up to 25% on your insurance premiums.
Plus, you could earn a Healthy Bonus of up to 18% off your standard annual premiums for the AIA Life Protector 70 and AIA Life Protector 80 Plan every 3 policy years.
What You Need to Know
You will enjoy an upfront discount plus extra upfront discount bonus up to 15% on your first-year insurance premium when you buy any of these AIA Integrated Insurance Plans and become an AIA Vitality member.
Your discount could increase up to 25% as you achieve Gold or Platinum status in future years.
AIA Vitality Protection (Individual Life)
Critical Illness Riders
Products Integrated with AIA Vitality
- AIA Life Protector 70
- AIA Life Protector 80
- AIA Health Cancer
- AIA CI Plus
- AIA CI Plus Gold
- AIA H&S Plus Gold
- AIA H&S Extra
- AIA HB Extra
Minimum Sum Assured
Extra Upfront Discount Bonus (New Policy Only)
+5% for policy with a minimum of 3 AIA Vitality integrated products.
Renewal Premium Discount Up To
- Integrated rider products can be attached with any basic plan except Unit Link, Annuity Fix, Annuity Smart, and basic plan with coverage period less than 10 years.
- Upfront discount is based on standard premium rate of AIA Vitality integrated products that meet the minimum sum assured requirements.
If you’re an active AIA Vitality member, your insurance premium discount could increase, based on your AIA Vitality Status at the time of renewal. The higher your AIA Vitality Status, the greater the percentage of discount you will enjoy. Here’s how the AIA Vitality Insurance Premium Discount works.
Discount in 1st year including upfront discount and extra upfront discount bonus: up to 15%
Discount in 2nd year onwards is based on your AIA Vitality Status:
AIA Vitality Status
Status-based adjustments at each policy renewal year
Discount percentage increases by 2%
Discount percentage increases by 1%
Discount percentage decreases by 1%
Discount percentage decreases by 2%
The maximum insurance premium discount is 25% and the minimum premium discount is 0%. Even at a 0% discount, you’ll never pay more than a non-AIA Vitality member would pay.
AIA Life Protector 70 and AIA Life Protector 80
AIA Vitality Status
Status-based Healthy Bonus
18% Healthy Bonus
13% Healthy Bonus
8% Healthy Bonus
3% Healthy Bonus
Besides premium discount, you could earn a Healthy Bonus of up to 18% off your standard annual premiums for the AIA Life Protector 70 and AIA Life Protector 80 Plan calculated and payout every 3 policy years.
The information here is for reference. Terms and conditions including AIA Vitality Program Benefits will be specified in the policy issued to the policyholder. Please consult your agent to understand the product coverages and AIA Vitality benefits.
Join AIA Vitality now to enjoy a wide range of benefits.